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BUSINESS ACHIEVEMENT UNION BANK & TRUST PROMOTES HERZBERG Kristine Herzberg, Small Business Lending Officer Union Bank & Trust (UBT) recently promoted Kristine Herzberg to Small Business Lending Officer. Herzberg joined UBT in December 2019 as a Relationship Officer for Omnify Benefits. In her new role, Herzberg will work closely with small business owners, entrepreneurs, and startups to support their long-term growth by connecting them with the tailored banking solutions, financing options, and expertise they need to succeed. Herzberg graduated from Midland Lutheran in 1999 with a bachelor鈥檚 degree in sociology. She is committed to staying involved in her community, having served on the Buffalo County Court Appointed Special Advocate Board of Directors, as a volunteer for Christ Lincoln Church & School and Messiah Church & School, as an ambassador for the Algona Chamber of Commerce, and as co-chair of RAGBRAI Algona. Union Bank & Trust is a privately owned Nebraska-based bank that offers complete banking, lending, investment, and trust services, in addition to serving as program manager for Nebraska鈥檚 NEST College Savings Plan. The bank has 35 full-service and loan production offices in Nebraska, Kansas, and Colorado. It is the third-largest bank in Nebraska, with bank assets of $8.8 billion and trust assets of $42.7 billion as of June 30, 2025.